Be a Smart Money Manager

Earn Free Groceries with Ralphs® rewards plus—No Matter Where You Shop

 

Shop with the Ralphs rewards plus Reloadable Visa® Prepaid Debit Card at Ralphs or anywhere Visa Prepaid Debit Cards are accepted, and watch your rewards points add up fast! Your Ralphs rewards plus Reloadable Visa Prepaid Debit Card is also two cards in one, giving you all of the benefits of a Ralphs rewards card with the convenience of a Visa Prepaid Debit Card.

 

When you open a Personalized Card, you're automatically enrolled in both the Ralphs rewards program and the Ralphs rewards plus program.

 

Earn points each time you make an eligible purchase just by using your Personalized Card. Earn up to three points for every dollar you spend (net) in a single transaction based on the type of purchase. Accumulated points are exchanged for Ralphs rewards certificates.

How To Earn Ralph's Rewards Points
Step 1

Shop at Ralphs to:

  • Earn two points for every $1 you spend in our stores. That's double what you get with just a Ralphs rewards card.
  • Earn three points for every $1 you spend on products by the Kroger® Co. Family of Stores.
Step 2

Shop anywhere Visa Prepaid Debit Cards are accepted to:

Earn one point for every $2 you spend anywhere* Visa Prepaid Debit Cards are accepted.

See how much you can earn every three months by spending…

Ralphs rewards card only points earned

Ralphs rewards plus Visa points earned

$70/week on groceries**

910 1,820

$60/week on our family of products

780 2,340

$500 on travel

0 250

$150/week at restaurants and other retailers

0 975

$50/week on fuel*

0 325

$40/month on utilities

0 60

Total points earned

1,690 5,770 =
$57 in rewards

You can earn $57 in rewards every three months just by using your Ralphs rewards plus Visa Card—that's $228 per year!

Redeeming Rewards Certificates

  • Rewards certificates will be awarded periodically, but no less frequently than four times each calendar year, when you have earned a minimum of 500 rewards points (worth $5).
  • Your Ralphs rewards certificates are redeemable for purchases at Ralphs stores.*

* Excluding purchases at the Kroger Co. Family of Stores Fuel Centers. Rewards certificates cannot be redeemed at fuel centers.
** Calculation does not include Kroger Family of Brands purchases.

Fees and restrictions may apply.

View Rates and Fees.

See Terms and Conditions for details.

Customer Service: 1-866-757-2273