How to Add Money to Your Reloadable Prepaid Debit Card

add money to prepaid card online

With Cash at Any Checkout Lane

  • Simply bring your Reloadable Card to any checkout lane or service desk.
  • Ask the associate to load $10 to $1,000 directly onto your Reloadable Card.
  • The funds are immediately available for you to use.
  • Cash reload fee is $3.

add money to prepaid card by direct deposit

By Direct Deposit

The most convenient and FREE way to load your Reloadable Card is by direct deposit. You can load up to $5000 from your paycheck onto your card as long as it does not exceed maximum card limits (see fee schedule for details). Your funds will be available on your normal payday. It’s fast, easy, and FREE. 

  • As a cardholder, enjoy a bonus $10 added to your Reloadable Prepaid Debit Card upon first successful direct deposit.^ Extra money! (You’re welcome)


Transfer Money from a Bank Account

A convenient way to load your card.†† With an electronic funds transfer, you can add money to your card from the website of many banks, credit unions and financial institutions.

  • Visit your bank’s website and follow the instructions for an electronic funds transfer or “ACH Transfer.”
  • You will need account details, like routing & account number, from your Prepaid Debit Card.
    • Log in to your account and select Direct Deposit to locate those account details needed to set up your transfer.


Add money from your PayPal account

You can even add money from your PayPal account.

If you have a PayPal account, you can transfer money from that account to a Ralphs Rewards Prepaid Debit Card. Visit or their mobile app for questions.^^


add money to prepaid card with Ingo

Mobile Check Deposit with Ingo Money**

Add funds to your card in minutes with the Ingo Money App by taking photos of your check with your smartphone. Fees may apply.** Download the app to complete a deposit.

Get the Ingo app on the app storeGet the Ingo app on Google Play

transfer funds to prepaid card online

Card-to-Card Transfer

Moving funds between our cards is simple. Login below to move funds on your Reloadable Card to another Reloadable Ralphs Rewards Prepaid Debit Card.


Other Ways to Reload Your Card Outside of Ralphs Stores.

You can also reload your card through the Visa® ReadyLink network at participating locations.^^

Learn More

Applicable for Visa® cards only

Get Email or Text Alerts*

Sign up for text and email alerts with your Reloadable Card.